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Refi-Mart

Lower Your Payment
Fed acts and mortgage rates drop — President Obama's Mortgage plan makes refinancing easier than ever!
Keep Your Payment From Rising
Lock in your fixed mortgage rate at these historic 30 year lows.
Consolidate Your Debt
30 year low mortgage rates make it a no-brainer to pay off your high-interest debt.
Get Cash From Your Home
Use the equity in your home to your advantage.

Obama Loan
Our most popular program. The president's initiative calls for allowing 4 million to 5 million ineligible homeowners with mortgages through Fannie Mae or Freddie Mac to refinance their home loans at lower rates. To accomplish this, Obama said he would remove restrictions that prevent Fannie and Freddie from refinancing mortgages valued at more than 80 percent of a home's worth.
Wholesale pricing program
Wholesale pricing program is available to some of our most qualified clients. "Wholesale rate" means you get a rate that is much lower than regular retail rates, which could lower your mortgage payment. The new wholesale rate is our lowest fixed rate available.
FHA
You can refinance up to 97.75% of your home's value. Or make a smart financial move and get cash from your home to consolidate your high-interest debt to a low, fixed rate - FHA cash-out refinance loans allow you to take out up to 85% of your home's value.

If you're currently in an FHA loan, you could get a lower mortgage rate and payment with an FHA Streamline. The FHA Streamline offers a limited documentation option, has flexible credit requirements, and you could even avoid an appraisal.

Apply Now!